If a worker is allowed to use equipment by the owner and gets injured, what should be done?

Notifying the insurance provider is a crucial step because it initiates the claims process for the injury sustained while using equipment provided by the owner. This action helps ensure that medical costs and any related expenses are covered, depending on the worker's insurance policy. Additionally, it is important for the worker to document the incident thoroughly, which typically involves filing a report with the insurance provider.

While seeking immediate medical help is also important, notifying the insurance provider first helps to establish the incident officially for any further claims or legal actions that may follow. Filing a lawsuit or holding the owner liable are actions that can be considered later, but immediate notification of the insurance provider lays the foundational groundwork for understanding the incident's coverage aspects and obligations.